What is a bad debt and how to get rid of it? When you are unable to repay the loan to the lender (an individual or an institution), it assumes the shape of a bad debt. It is the cause of permanent stress and burden on the mental and physical capabilities of an individual.

Possible causes of the inability to pay back the loan include miscalculations and mismanagement of finances. At the time of borrowing money from someone, you should think seriously about the possible future repercussions. Secondly, as the borrowed amount is paid back in instalments, the flow of finances should be managed appropriately.

The best way to get rid of a bad debt is to go for Qarz Se Nijat Ki Dua. As you seek Allah’s assistance, He will definitely pave the way for the easy repayment of the debt.

Here is a good advice for you. Taking load from an individual or institution (may be a financial institution) should be avoid to the utmost possible extent.